Insurance for Your Imported Vehicle
Finding insurance for an imported car can be frustrating. Many insurers simply won't quote, even for straightforward vehicles. We've partnered with specialists who understand imports.
Why Standard Insurers Struggle
Arranging car insurance for a vehicle imported into the UK can be surprisingly complex. Even if your import shares most components with a UK-spec model, many standard insurers will decline to quote.
The problem is data. Insurers price policies based on historical claims, repair costs, and parts availability. For models never officially sold in the UK, they simply don't have this information.
The result? Either outright refusals or absurdly high quotes that treat every import as a high-risk exotic.
Adrian Flux Insurance
We've partnered with Adrian Flux, specialists in imported and unusual vehicles since 1973. They understand what standard insurers don't.
Quote Ref: D2029
Mention our dealer reference for the best rates
From Mazdas to McLarens
Adrian Flux covers virtually any imported vehicle. If it has wheels and an engine, they can probably insure it.
American Imports
Muscle cars, trucks, classic Americana
Japanese Imports
JDM sports cars, kei cars, 4x4s
European Grey Imports
EU-spec vehicles not sold in UK
Left-Hand Drive
Any LHD vehicle for UK roads
Classic & Vintage
Pre-war to modern classics
Modified Vehicles
Performance and aesthetic modifications
Specialists, Not Generalists
Adrian Flux have been insuring unusual vehicles for over 50 years. They understand that an import isn't automatically higher risk, and they price policies accordingly.
- Specialists in imported and unusual vehicles since 1973
- Understand parts availability and repair costs for imports
- Cover for modified vehicles as standard
- Multi-vehicle and classic car policies available
- UK-based call centre with knowledgeable staff
- Agreed value policies for classics
Agreed Value Policies
For classic and specialist vehicles, Adrian Flux offers agreed value policies. This means you and the insurer agree on the car's value upfront. If it's written off, you receive that amount, not a depreciated market value.
Modified Vehicle Cover
Many imports have modifications, whether for IVA compliance or performance. Adrian Flux can cover modified vehicles as standard, where other insurers would decline or charge prohibitive premiums.
Important: ShipMyCar is not an insurance provider and does not offer financial advice. We provide this information as a helpful resource for our customers. We may receive a small referral fee if you take out a policy through Adrian Flux. Please ensure any policy meets your individual requirements before purchasing.
Insurance Questions
Why is it hard to insure an imported car?
Standard insurers often struggle with imported vehicles because they lack data on repair costs, parts availability, and claims history for models not sold in the UK. Specialist insurers like Adrian Flux have experience with these vehicles and can price policies accurately.
Can I get insurance before my car arrives in the UK?
Yes. Adrian Flux can arrange cover to begin from the date your vehicle arrives in the UK. This is important as you'll need valid insurance before the car can be driven on UK roads, even for its MOT test.
Will my imported car cost more to insure?
Not necessarily. Specialist insurers understand imported vehicles and don't automatically add huge premiums. Factors like the car's value, your driving history, and intended use matter more than where it was manufactured.
What types of imported cars can Adrian Flux insure?
Almost everything. From classic American muscle cars and Japanese imports to European grey imports and left-hand drive vehicles. They cover modified cars, kit cars, and even project vehicles that aren't yet road legal.
Does ShipMyCar get a commission for insurance referrals?
We may receive a small referral fee if you take out a policy. This doesn't affect your premium. We partner with Adrian Flux because they provide excellent service for imported vehicles, not because of referral income.
Ready to Import Your Vehicle?
Get a complete quote for shipping, customs, testing, and registration. Insurance sorted separately with Adrian Flux.
Get Import Quote